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Betsalel Cohen

Betsalel Cohen

Passionate about helping people improve their finances. Worked in mortgage banking, private banking, and personal financial coaching. When he is not working, he loves running and spending time with his family.

Best Home Improvement Loan for March 2024Mar 29, 2024
Explore personal loans for home improvements, renovations, and remodeling projects. Learn about loan options, requirements, and how to finance your dream home upgrade.
Business Line of Credit Debt SettlementMar 28, 2024
Business Line of Credit Debt Settlement | If you can't afford to pay your business line of credit look for debt relief options including debt settlement and...
Collection Agency - Complete Guide to Handle Collection CallsMar 28, 2024
A collection agency either buys debts or acts as an agent for the original creditor. Learn how to deal with collection calls, avoid harassment, and negotiate...
Free Credit Consolidation ServicesMar 28, 2024
Free credit consolidation services may not exist, but you do have debt reduction plan options that will, at no or little cost, help you consolidate your debt. R
Consolidating Debt Without Ruining Your CreditMar 28, 2024
Consolidating Debt Without Ruining Credit | Match your financial situation and credit with the best debt relief solution. If your credit is already ruined, then
Debt Consolidation: A Good Idea?Mar 28, 2024
Debt Consolidation can be a good idea! Learn about the pros and cons of debt consolidation loans, balance transfers, and other debt consolidation solutions...
How to Consolidate DebtMar 28, 2024
If you understand the different ways how to consolidate debt, you will reduce your stress and more easily find the right way to get rid of debt.
How to Pay Off Debt Even in CollectionsMar 28, 2024
How to pay off debts even in collection | Learn your rights so a collector does not take advantage of you. Make sure you have to pay the debt and if so, then...
Fair Debt Collection Practices Act: Know Your RightsMar 28, 2024
The Fair Debt Collection Practices Act grants you rights as a consumer and restricts debt collectors' actions. Learn about verification, disputing debts, and...
Too Much DebtMar 28, 2024
Are you struggling with too much debt? How do you know if you have too much debt? Learn about signs showing if you have too much debt and if so, how to deal...
Finding the Best Loan Consolidation CompaniesMar 28, 2024
Finding the Best Loan Consolidation Companies | After you determine that loan consolidation is a smart choice, take the right steps to find the best company...
Debt Management PlanMar 28, 2024
Debt Management Plan | Credit counseling and DMP is one form of debt relief. Learn the steps to take to make Your Debt Management Plan work. Start by...
Judgment GarnishmentMar 28, 2024
Judgment Garnishment | The most common method used by judgment creditors to enforce judgments is wage garnishment, in which a judgment creditor would contact...
Credit Card DebtMar 28, 2024
Credit card debt | Get out of credit card debt for good with help from Bills.com. Find debt resources and information in one convenient place.
Credit Card Relief Programs Basics Mar 27, 2024
Credit Card Relief Programs | Free tips and advice, so you save money and find the right credit card relief program for your individual situation. Start by...
Consolidating DebtMar 27, 2024
Consolidating Credit | If you have good credit then look into a cash-out loan, or a personal loan. If you have bad credit you can find credit consolidation...
The Obama Credit Card Debt Relief ProgramMar 27, 2024
The 2009 Obama Credit Card Act exists, the Obama Credit Card Debt Relief Program does not. Be wary of false claims. Instead, to solve your debt problems...
Debt Free Solutions That WorkMar 27, 2024
Debt Free | Being in debt is stressful. Avoid bad credit and unhealthy debt. Get tips on good spending habits and find debt free solutions that work...
Non Profit Credit Card Consolidation ServicesMar 27, 2024
Non-profit Credit Card Consolidation Services | Some non-profit credit counseling services offer debt management programs. Non-profit does not mean...
Consolidation Loan and Debt Loan OptionMar 27, 2024
Consolidation Loan, Debt Loan | Consolidation is a type of debt loan. Another debt relief option is a payment loan consolidation, which combines your...
Best Debt Consolidation Loan for March 2024Mar 27, 2024
A debt consolidation loan combines multiple debts into one payment. A loan can help simplify finances, save money and pay off your debt. Compare top lenders...
Trends in Mortgage Credit ScoresMar 26, 2024
The Great Recession of 2008 virtually put an end to the subprime mortgage market. What are the credit score trends for mortgages? Are mortgages available for..
Minimum Credit Score MortgageMar 26, 2024
Mortgage programs have different minimum credit score requirements. However, lenders often have stricter rules. It is important to match your credit....
Mortgage Tips - Getting an Affordable MortgageMar 26, 2024
Get mortgage tips about finding an affordable mortgage. You need to go over your budget, make sure that you can afford the house and mortgage, and then show...
Self-Employed and Getting a MortgageMar 26, 2024
Self-employed borrowers have a harder time getting a mortgage. A self-employed mortgage applicant needs to show proof of their steady, recurring income and...
Can I Afford This Mortgage?Mar 26, 2024
Whether you are refinancing or buying a home you will ask yourself if you can afford the mortgage. Learn to prepare and evaluate if you can afford the...
Mortgage Fraud | Homeowners and Homebuyers BewareMar 26, 2024
Mortgage Fraud | Both homeowners and homebuyers are targeted by mortgage fraud. Beware of upfront fees, undeclared money, false declarations. Learn how...
Conforming Loan LimitsMar 26, 2024
Conforming Loan Limits | Fannie Mae and Freddie Mac's basic conforming (and high area) loan limits remained the same for 2013. Learn about your options to...
CFPB | New Rules for High Cost Mortgage LoansMar 26, 2024
CFPB and High Cost Mortgage Loans | The CFPB proposed a rule to include HOEPA protections and disclosure to purchase mortgage loans. By learning how to...
Qualified Mortgage Rule and Ability to Pay RuleMar 26, 2024
Qualified Mortgage Rule | The QMR and the ability to pay rule are technical mortgage lending issues. However, many borrowers will be affected when...
Best Debt Relief OptionMar 26, 2024
Among non-bankruptcy debt relief options, debt settlement programs generally offer the lowest monthly payments,because they negotiate to reduce debt owed
Consolidating Bank of America DebtMar 26, 2024
Bank of America Debt Consolidation | Before you include Bank of America debt in a debt consolidation program, review how BofA will likely react. Make sure to...
Credit Counseling ReviewsMar 26, 2024
Credit Counseling Review | Use online Web sites and customer credit counseling reviews. But, most importantly shop around and learn what to look for, when...
Putting Together a Debt Reduction PlanMar 26, 2024
Debt Reduction Plan | Put together a debt reduction plan that meets your financial goals and situation. Learn about the steps it takes to...
Debt Relief PlansMar 26, 2024
Debt Relief Plans | The right debt relief plan for your individual situation, depends on your income, assets, and credit score. Make the best choice by ...
Credit Card Debt Relief CompaniesMar 26, 2024
Credit Card Debt Relief Companies - Options and Reviews | Debt Settlement companies offer one type of debt relief. Look for AFCC accreditation, and don't...
Compare Loan Consolidation RatesMar 26, 2024
Loan Consolidation Rates | Shop around. You will need a good credit score and strong income to qualify. Mortgage loan consolidation rates are...
Debt Consolidation for Credit CardsMar 26, 2024
Debt Consolidation for Credit Cards | Although there are easy ways to consolidate credit cards, if you are having problem with making payments, then you...
How to Get Rid of Debt QuicklyMar 26, 2024
Get rid of debt | You want to get rid of debt fast. But, it takes effort and planning to get rid of debt. The most important first step to take is...
Debt Help CartoonMar 26, 2024
Dealing with debt? Read this cartoon to find out what your options are for getting out of debt.
Debt Consolidation for VeteransMar 26, 2024
Debt Consolidation for Veterans | If you have good credit and equity in your house a VA cash out mortgage is a good debt relief solution. But, beware of scams..
2018 Starts with Higher Debt LevelMar 26, 2024
Household Debt is over $13.5 Trillion. Going into 2019 US Household Debt is at all-time highs. During 2018 overall debt levels increased by about 3%. While...
Four Ways to Consolidate Debt Mar 26, 2024
Not all debt problems are alike. Learn about four debt scenarios and the different ways that you can use to consolidate your debt. Match your personal...
Choosing a Debt Consolidation LoanMar 26, 2024
Choosing a debt consolidation loan is fairly straightforward. First, make sure that the loan is a good match with your financial situation. Then, shop around...
Best Ways to Get Out of DebtMar 26, 2024
Best Ways to Get Out of Debt | Use all easy common sense suggestions to get out of debt. But if you are looking for the best way to get out of debt, then...
Jefferson Capital Systems: Deal with collections | Bills.comMar 26, 2024
Jefferson Capital Systems LLC is a major debt collector. If they appear on your credit report, or they called or contacted you, then take these steps to...
Bill Consolidation ProgramsMar 26, 2024
Bill consolidation programs exist for those in a financial hardship. A personal loan isn't an option if you have poor credit or struggling, however.
Business Credit Card LiabilityMar 26, 2024
Business Credit Card Liability | A corporate officer's responsibility varies. If your name was on the account for the sake of convenience and you didn't sign...
Unsecured Credit Card Consolidation ProgramMar 26, 2024
Unsecured credit card consolidation programs are popular alternatives to a home equity or cash out refinance. If your credit is excellent, then you can get...
How to Handle a Debt Collection Call from Resurgent Capital Services 2024 | Bills.comMar 26, 2024
Resurgent Capital Services is a major debt collector. If they appear on your credit report, or they called or contacted you, then take these steps to...