Debt Relief Articles

Is Debt Relief a Good Idea

Betsalel CohenFebruary 23, 2026

Is debt relief worth it? It depends on which type. Learn when settlement, consolidation, or credit counseling fits—and when to avoid it.

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How to Handle American Express Collections and AMEX Debt

Betsalel CohenFebruary 5, 2026

Behind on your AMEX payments? Learn how American Express handles collections, what to expect from Nationwide Credit, and how to settle your debt.

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Chapter 7 Bankruptcy Discharge

Betsalel CohenJanuary 31, 2026

A Chapter 7 discharge eliminates eligible debts like credit cards and medical bills. Learn what gets discharged, the timeline, and what happens after.

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How to File Chapter 7 Bankruptcy

Betsalel CohenJanuary 31, 2026

Learn how to file Chapter 7 bankruptcy in 7 steps, including costs, timeline, forms, and common mistakes. Options for fee waivers are included.

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5 Common Debt Negotiation Mistakes to Avoid

Betsalel CohenJanuary 28, 2026

Description: Avoid the most common debt negotiation mistakes. Learn what to say, when to pause, and how to get agreements in writing before you call creditors.

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How to Negotiate Credit Card Debt

Betsalel CohenJanuary 28, 2026

Negotiate with your credit card company for lower rates, reduced payments, or settlement. Scripts, examples, and what to watch out for.

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Debt Settlement Letter: Templates & How to Write OneDe

Betsalel CohenJanuary 28, 2026

Learn how to write a debt settlement letter with free templates. See how one person settled $6,400 for $2,500 and get step-by-step guidance.

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Government Debt Relief

Betsalel CohenJanuary 28, 2026

Government debt relief programs are limited, but options exist. The Government also helps protect you against debt collectors. There are non-government programs...

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Debt Settlement Agreement

Betsalel CohenJanuary 27, 2026

Learn what a debt settlement agreement includes, how to review it safely, and what to check before signing. Protect yourself with this step-by-step guide.

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Negotiate Citibank Debt

Betsalel CohenJanuary 11, 2026

Struggling with Citibank credit card payments? Learn how negotiation works at each stage so you can choose your next step with confidence.

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10 Tips to Negotiate Your Debt

Betsalel CohenJanuary 10, 2026

Get practical tips for negotiating debt with creditors and collectors. Learn what to say, when to call, and how to get agreements in writing.

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Charge Offs & Settlement

Betsalel CohenJanuary 7, 2026

Learn how to settle a charged-off debt, how the process works, how much you might pay, and the changes you'll see once a creditor charges off and transfers the account.

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Debt Negotiators

Betsalel CohenJanuary 7, 2026

You can negotiate debt repayment on your own, or hire a professional. Learn more about debt negotiators and when hiring one might be a good idea.

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Bills.com Debt Relief Guide

September 20, 2024

Are you looking for ways to get out of debt? No matter the reason you are in debt, or your personal situation, bills.com Get Out of Debt Guide helps you....

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Citibank Sears MasterCard Settlement

Betsalel CohenSeptember 20, 2024

Citibank Sears MasterCard Settlement | Look into your different debt relief options including a Credit Counseling and Debt Management Plan. Check out the...

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Renegotiate Citi Credit Card Settlement Agreement

Daniel CohenSeptember 20, 2024

Before you stop making payments under your settlement agreement with Citi, it makes sense to call Citi and explain your changed circumstances.

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Business Line of Credit Debt Settlement

Betsalel CohenSeptember 19, 2024

If you can't afford to pay your business line of credit look for debt relief options, including debt settlement.

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Free Credit Consolidation Services

Betsalel CohenSeptember 19, 2024

Free credit consolidation services may not exist, but you do have debt reduction plan options that will, at no or little cost, help you consolidate your debt. R

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Credit Card Relief

Bills.com TeamSeptember 19, 2024

True credit card relief is the result of learning to manage spending and use credit cards wisely. Learn both at Bills.com.

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I Need to Consolidate my Debt

Daniel CohenSeptember 19, 2024

I Need to Consolidate my Debt | Learn how to choose the right debt consolidation option, based on your individual financial situation. Make sure you never...

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Help with Debt Settlement

Mark CappelSeptember 19, 2024

A lowered credit score and nerve-wracking telephone calls from collection agents are common for debtors in a debt settlement program. These will end as you work

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Debt Relief Boot Camp

Kunal PunjabiSeptember 19, 2024

Discover what bad credit debt relief solutions are available to you from Bills.com - your complete source for saving money.

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Debt Settlement Companies

Daniel CohenSeptember 19, 2024

Debt Settlement Companies | Review how to find the best debt settlement companies in business. Learn what to avoid, so you don't get scammed. Never hire...

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Credit Card Debt

Betsalel CohenSeptember 19, 2024

Credit card debt | Get out of credit card debt for good with help from Bills.com. Find debt resources and information in one convenient place.

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Citibank Settlement

Mark CappelSeptember 18, 2024

Citibank has a reputation for being a sharp negotiator regarding the settlement of credit card debt. You may wish to wait until Citibank sells your collection a

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How to Settle Credit Card Debt

Daniel CohenSeptember 18, 2024

How to Settle Credit Card Debt | Free tips on how to settle credit card debt on your own. If you lack the skills to settle, hire a debt settlement firm that...

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Get Debt Relief Now

Mark CappelSeptember 18, 2024

Get Debt Relief | Learn which debt relief strategy is best for your needs, and the positives and negatives of popular debt relief strategies...

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Free Debt Relief Programs

Betsalel CohenSeptember 18, 2024

It may be best to hire someone to help you, but begin by taking the free debt relief steps you can on your own.

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Payday Loan Settlement

Mark CappelSeptember 18, 2024

Debt Settlement Loan | Learn how to negotiate a payday loan settlement. It's not easy, but learn the steps to fight back against payday...

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Credit Card Debt Elimination Programs

Betsalel CohenSeptember 18, 2024

Credit Card Debt Elimination Plans | Don't ignore your debt. By creating a budget and financial plan, you set the foundations to eliminate...

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Debt Relief Loan

Mark CappelSeptember 18, 2024

Debt Relief | A debt relief loan can actually reduce your debt. Discover your loan options and where you can find a loan...

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Debt Relief Help

Mark CappelSeptember 18, 2024

True debt relief help will help you change the way you think about debt and money. Learn how to stay out of debt permanently at Bills.com - Find. Learn. Save.

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The Best Free Debt Relief Options

Mark CappelSeptember 18, 2024

Free Debt Relief | Look at free debt relief options before you hire a firm to help you with your debt. Use the free advice and tools to save money. Start by...

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Settle Credit Card Debt |Take the First Steps

Betsalel CohenSeptember 18, 2024

Settle Credit Card Debt | If you are struggling to meet your minimum monthly payments, then learn how to settle credit card debt by yourself or with...

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Debt Reduction Services

Mark CappelSeptember 18, 2024

'Debt reduction services' can mean the Boise, Idaho provider of credit counseling services, or companies offering debt resolution services...

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Free Credit Relief Services

Betsalel CohenSeptember 18, 2024

Free Credit Relief | When looking for credit relief solutions, before you go for a free consultation, start with do it yourself solutions. Bills.com offers...

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Your Credit and Debt Relief

Mark CappelSeptember 18, 2024

Don't fall for a debt relief scam! Learn five signs of a scam, and 5 pros and cons of debt settlement and credit counseling.

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How to Get Out Of Credit Card Debt Faster

Betsalel CohenSeptember 18, 2024

How to get rid of credit card debt | Make the decision to get out of credit card debt faster. No matter your financial position, you can find the right...

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Credit Card Relief Programs Basics

Betsalel CohenSeptember 18, 2024

Credit Card Relief Programs | Free tips and advice, so you save money and find the right credit card relief program for your individual situation. Start by...

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The Obama Credit Card Debt Relief Program

Betsalel CohenSeptember 18, 2024

The 2009 Obama Credit Card Act exists, the Obama Credit Card Debt Relief Program does not. Be wary of false claims. Instead, to solve your debt problems...

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Credit Card Relief Plan

Daniel CohenSeptember 18, 2024

Credit Card Relief Plan | The right credit card relief plan depends on your individual financial situation. The plan that saves you the most money may not...

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Putting Together a Debt Reduction Plan

Betsalel CohenSeptember 17, 2024

Debt Reduction Plan | Put together a debt reduction plan that meets your financial goals and situation. Learn about the steps it takes to...

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Debt Relief Plans

Betsalel CohenSeptember 17, 2024

Debt Relief Plans | The right debt relief plan for your individual situation, depends on your income, assets, and credit score. Make the best choice by ...

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Credit Card Debt Relief Companies

Betsalel CohenSeptember 17, 2024

Credit Card Debt Relief Companies - Options and Reviews | Debt Settlement companies offer one type of debt relief. Look for AFCC accreditation, and don't...

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Non-Profit Debt Relief

Mark CappelSeptember 17, 2024

Non-Profit Debt Relief | Non-Profit Debt Relief can help you with credit card debt, bankruptcy, and student loans. It's important that you understand exactly...

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What is Medical Debt Forgiveness and Is it Possible?

Peter WardenSeptember 17, 2024

Medical debt is common and stressful. Learn about the different ways to deal with medical debt, including medical debt resolution programs.

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Choosing a Debt Relief Program

Betsalel CohenSeptember 17, 2024

Learn three tips to help you choose a debt relief program relief: Check affordability, your credit, and your ability to stick to a program before...

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How to Settle with Creditors

Mark CappelSeptember 16, 2024

Get tips on how to deal with creditors in order to settle your old debt. More tips are available at Bills.com

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Credit Cards and Community Property Law

Mark CappelSeptember 16, 2024

Learn about community property law when it pertains to credit card debt collection. Read more at Bills.com you one stop resource for personal finance help.

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Debt Settlement Advice

Mark CappelSeptember 16, 2024

FREE Debt Settlement Advice | Debt settlement advice can be confusing. Find out what you need to know about Debt Settlement, so you don't end up in trouble.

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