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Mortgages Articles

Mortgage Payment Coupon Book

Mark CappelMay 3, 2024

Need help getting your mortgage payment coupon book? Let Bills.com help you for free with advice and tips.

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Investment Property Mortgage

Betsalel CohenMay 3, 2024

Removing ex-Spouse from Investment Property | Removing a spouse from an investment property mortgage is not possible, if you can't qualify for a refinance...

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Quiet Title

Mark CappelMay 3, 2024

Quiet title | An action to quiet title is a lawsuit brought in order to establish a party's title to real property. Due to the problems with MERS, anyone...

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LPMI

Daniel CohenMay 3, 2024

LPMI | LPMI is not a free lunch -- homeowners pay for LPMI in higher interest. It is also a bad deal if you plan to own your home long enough to exceed 22% of e

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Adding a Spouse to a Mortgage

Daniel CohenMay 3, 2024

Free advice on what to do, if you want to add your spouse to your home mortgage loan

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Spouse Not On Mortgage

Mark CappelMay 3, 2024

The letter to the county clerk is often just called 'recording instructions' or something equally non-descriptive. It is prepared by the title company or escrow

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Mobile Home Financing

Daniel CohenMay 3, 2024

Free tips on how to source the best mobile home loan.

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Sell My House

Mark CappelMay 3, 2024

Sell My House Back to the Bank | Banks don't take homes back easily. Try modifying the mortgage to avoid foreclosure. Also, look into a deed-in-lieu or...

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Mortgage Calculator

Mark CappelMay 3, 2024

Mortgage Calculator | Mortgage Calculator tips from bills..com Use our easy-to-use mortgage calculator to see which which mortgage loan is best.

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Debt To Income Ratio Tips

Daniel CohenMay 3, 2024

Debt To Income Ratio | Debt To Income Ratio Tips and advice from bills.com. Review what you need to know about a DTI ratio.

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Mortgage Scam

Mark CappelMay 3, 2024

Mortgage Scam | The details of a mortgage can be complex. Mortgage scams often involve land speculation, straw buyers, inflated appraisals and...

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Name On Mortgage

Mark CappelMay 3, 2024

Make one spouse a financial and credit history life boat. If a couple's financial world is turned upside down one spouse will have a strong credit history to re

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Home Account is the Best Way to Apply for Online Mortgage Loan

Bills.com TeamMay 3, 2024

A review of Home Account - the coolest new way to shop for a mortgage online, and just may be the Best Way to Apply for an Online Mortgage Loan.

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RESPA & Escrow Account

Mark CappelMay 3, 2024

Under RESPA, a mortgagee is allowed to require an escrow account as a condition of you, the mortgagor, doing business with it.

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Handyman Special

Mark CappelMay 3, 2024

If the value of comps are in the $26,000 range, then you should pay $1,000 because the appraisal price is unrealistic and $1,000 is what the net value of the ho

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Mortgages FAQ

Mark CappelMay 3, 2024

Learn how much you can afford to borrow, and how to qualify for a mortgage.

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Conforming Loan Limits 2019

Betsalel CohenMay 3, 2024

Conforming Loan Limits for 2019 increased. The FHFA announced new loan limits for Fannie Mae and Freddie Mac loans. Due to rising home prices, the baseline...

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REO Rental

Mark CappelMay 3, 2024

REO to rental idea advanced by Federal Reserve aims to stabilize home prices by selling foreclosed homes as rental units.

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Mortgage Insurance Deduction

Daniel CohenMay 3, 2024

The mortgage insurance deduction allows homeowners who itemize their deductions and pay MIP or PMI to deduct that amount from their income taxes.

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Fannie Mae's Tight Lending Guidelines

Betsalel CohenMay 3, 2024

Fannie Mae's Tight Lending Guidelines | Even qualified mortgage borrowers with 740+ credit scores, steady employment, high income-to-debt ratios, and ...

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Second Mortgage Rate

Fernando PaezMay 3, 2024

Second mortgages can save you money if the rate for the first mortgage is high and you can't refinance it.

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No Closing Cost Refinances

Betsalel CohenMay 3, 2024

Lenders often define 'no-cost' refinancing differently, so be sure to ask about the specific terms offered by each lender. Basically, there are two ways to avoi

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Libor ARM

Fernando PaezMay 3, 2024

Libor ARM | Libor ARMs depend on London InterBank offers to adjust your mortgage rate and still have some risk.

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Unstable Housing Prices

Bills.com TeamMay 3, 2024

Home prices have steadily increased, but have stopped and may remain volatile for the upcoming months.

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Mortgage Application Steps

Mark CappelMay 3, 2024

Applying for a mortgage, whether a refinance or a purchase, takes time and effort - understand the steps.

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Good Faith Estimate (GFE)

Betsalel CohenMay 3, 2024

Since January 2010 a new Good Faith Estimate (GFE) has been mandated by the department of Housing and Urban Development (HUD). We help you to understand it

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Mortgage Refinancing Cost

Anthony GarciaMay 3, 2024

Learn about the cost of refinancing your mortgage. Find out if you should refinance into a lower rate today.

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Mortgage Closing Cost

Anthony GarciaMay 3, 2024

Learn about the closing costs of a mortgage refinance from the Bills.com mortgage experts.

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Private Mortgage Insurance Info

Anthony GarciaMay 3, 2024

PMI and private mortgage insurance video tips from Bills.com. What you need to know about PMI.

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What Is LTV?

Anthony GarciaMay 3, 2024

Mortgage Calculator video tips from Bills.com. Ethan Ewing, President of Bills.com, gives you free information on Loan-to-Value, also known as 'LTV.'

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Bad Credit Home Loans

Betsalel CohenMay 1, 2024

Bad Credit Home Loans | If you want to purchase a home and take a home loan, then bad credit will weigh you down. Prepare your finances and look for...

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Mortgage Loans with Bad Credit

Betsalel CohenMay 1, 2024

Bad Credit Mortgage Loans | Bad credit will weigh you down when looking for a mortgage loan. Learn how to prepare and what alternatives there are for...

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Bad Credit Lenders

Mark CappelMay 1, 2024

Private Lenders for Bad Credit | You have two good options if you have bad credit and need a loan. If you are a home owner, beware hard-money lenders, who...

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Find a Mortgage Lender

Betsalel CohenMay 1, 2024

Find a Lender | When you are looking for a mortgage loan, Bills.com helps you find the right lender to work with. The most important thing for you to do is...

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REO to Rental Program

Daniel CohenMay 1, 2024

REO to Rental Program | The Federal Reserve in their January 4th white paper on housing, proposed three areas to improve the housing situation, including...

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YOURgage | Quicken's Custom Loans

Bills.com TeamMay 1, 2024

Quicken Loans' YOURgage | Examine Quicken Loans' YOURgage. Understand the benefits of a custom mortgage program. Make sure you know how...

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Mortgage Underwriting

Betsalel CohenMay 1, 2024

Mortgage Underwriting and Mortgage Requirements | Learn about the mortgage underwriting process and how it affects your loan application. Be prepared to...

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Mortgage Analysis

Mark CappelMay 1, 2024

Mortgage Analysis | Before taking a mortgage loan make sure that your analyze your financial situation carefully. If your sole source of income is Soc. Sec...

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Extra Mortgage Payment

Bills.com TeamMay 1, 2024

It may not be wise to sacrifice your retirement investing at the expense of cutting your mortgage interest expense.

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Private Mortgage

Daniel CohenMay 1, 2024

Private Mortgage | If you are financing a mortgage, for a relative or for someone buying property from you, be sure to protect yourself and to understand the...

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Consolidate Student Loan With Mortgage

Mark CappelMay 1, 2024

Consolidate Student Loan & Mortgage | You may be able to pay off your student loan with a mortgage refinance, but not a construction loan. Start by checking...

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Qualify for Mortgage: The Basics

Betsalel CohenMay 1, 2024

Qualify for a Mortgage | You can get qualified for a mortgage and the best rates by preparing yourself. Make sure that your credit, income and downpayment are..

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Joint Tenancy

Mark CappelMay 1, 2024

Joint Tenants With Right of Survivorship | It means all persons listed on the have equal rights to use the property and inherit their share when an owner dies.

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Home Loans

Betsalel CohenMay 1, 2024

Home Loans | From amortization to regulation z, you can get lost in mortgage terms. Learn basic information to help you find the home loan best suited for...

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Shopping for a Rural Mortgage Loan

Betsalel CohenMay 1, 2024

If you are a rural mortgage shopper, then you don't have to be at a disadvantage. While many rural borrowers are dependent on local lenders, with today's...

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Mortgage Loans FAQ

Bills.com TeamMay 1, 2024

Understand the basic terms you need to know before signing a contract for a mortgage or auto loan.

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Resale Restriction Agreement

Mark CappelMay 1, 2024

Learn more about the type of resale restrictions that could apply if you purchased a home classified as below market rate. Learn more about mortgages at Bills.

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Characteristics of Subprime Mortgages

Mark CappelMay 1, 2024

Read more to learn what characteristics are common to subprime mortgages. Bills.com has the tips, resources and tools to help you save.

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Benefits of Mortgages

Mark CappelMay 1, 2024

Read more to learn about the benefits of a home mortgage. Bills.com has has informative articles about personal finance and most of all its FREE

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Early Termination of Lease

Mark CappelMay 1, 2024

While early termination of your lease could lower your credit score, it should not damage your credit rating to the same degree as a foreclosure on a home. Get

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