I have some credit cards with a substantial amount of debt. I make all of my payments on time. Some of the cards are maxed out, and I make minimum monthly payments. On other cards, I use about 30-50% of the available line of credit. Should I transfer the debt to a new card?
I am not sure how good my credit is, but I need to consolidate my credit card debt. I was told that I can’t use my home to consolidate credit card debt? I owe about $225,000 and my home is worth about $250,000. Are there unsecured debt consolidation programs for credit cards?
I have four credit cards totaling about $30,000. My interest rates vary between 12% and 24%. Can you help me with a low-interest rate and low monthly payment? Can I combine all my credit cards into one low payment? My credit report is good, and I haven't missed any payments. Is there such thing as low-interest credit card consolidation?
I have 2 credit cards that I can not make payments on. I would like to clear this problem up but I don't know what's the best solution. My credit has always been good. Just recently I have had some unexpected bills to come up so therefore could not make my credit card payments. Can you guide me in the right direction?
As of 2 days ago, I received a notice from Bank of America that they are charging off my credit card. They said they may be sending it to a Collection Agency. How does a Collection Agency have any authority to collect a debt that was never contracted between them and me? My debt was with Bank of America, not a third party agency. How can a Collection Agency have any legal grounds to collect a d...
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Due to medical expenses relating to an emergency room visit not covered by my health insurance, I exhausted my savings and still have debts I cannot afford to pay. My debts are in the form of credit cards, unpaid medical bills, as well as some miscellaneous bills. As you can imagine my credit is poor and I am struggling. Can you recommend a bill consolidation program to help me get back on my f...
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