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Jul/10Daniel CohenJuly 26, 2010
I have a wage garnishment that was just levied by the court. My next paycheck will be when the garnishment starts, as my employer received the order on July 20th, 2010. My total earnings weekly, monthly, currently fall below the Federal Law, maximum amounts to be garnished in the state of CA. Is it automatic that the employer can not take any monies from my pay or do I have to file something...
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Jul/10Daniel CohenJuly 26, 2010
I own a Nissan and my car payments are too high. Is there any way to lower my car payment?
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Jul/10Mark CappelJuly 22, 2010My husband and I married in feb. in Wisconsin. I learned that he has $12,000 in credit card debt and also about $40,000-50,000 in student loans for his ex girlfriend. I'm wondering if the credit card companies can come after me legally for the amounts since it was before we were married. Can the credit card companies try and make me pay for the debts out of my pay checks even though the debts were...
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Jul/10Mark CappelJuly 22, 2010
I am having a hard time paying my bills. Is Lloyd Ward & Associates a good firm for debt relief? I am thinking that I don't want a scam but need real help getting me through this. I owe about $45,000. I read one of this law firm Lloyd Ward Associates advertisements online, but just don't know.
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Jul/10Daniel CohenJuly 20, 2010
I was turned down for a loan because a credit reporting agency says I'm dead. I requested my annual credit reports. Should I freeze credit inquiries and how do I do that?
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Jul/10Mark CappelJuly 16, 2010
I went through a divorce about 2 1/2 years ago. When my ex-husband and I divorced we still had several credit cards in both of our names. I got him taken off my cards as an authorized user, but he did not remove me off his cards where I was an authorized user. I have been using the cards now and then and he is now upset because they are showing up on his credit report. I tried calling the cr...
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Jul/10Mark CappelJuly 16, 2010
I have a couple questions, but first I feel I should explain my situation fully. Today I went to open an account with Verizon Wireless, when they checked my credit, it said there was an error on my report and that I needed to call the credit bureau and sort out the problem. When I did call the credit bureau (TransUnion) they asked me for my current address which I gave them. The part where i...
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Jul/10Daniel CohenJuly 15, 2010
Hello Bill! I have two records under Public Records of my credit report. There's a Fed Tax Lien and State Tax Lien. The amounts are for $900,000 on the Fed Tax Lien and $34,000 on the State Tax Lien. What does this mean? Could this be on record even if I don't own property? Is this for the future? Or could this be for someone else's home? Thank you in advance for the clarificatio...
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Jul/10Mark CappelJuly 13, 2010
My spouse signed a loan for a new boat a few years ago and refuses to pay for it. Since we are married am I responsible for this monthly payment. I have been paying it because of my job. There is no co-signer on this loan. Financial issues are a big concern where I work and has the potential for job termination (considered a security risk).
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Jul/10Mark CappelJuly 13, 2010
I live in Georgia and have a judgment filed against me for unpaid credit card debt. The judgment was filed in 2009. No payments have been made on the debt since 2008. The job that I had been working at did not report my income. I now have a job that will report my income and I am wondering if they can now attempt to garnish my wages.