Bills Logo

Debt Articles

Unsecured Debt Consolidation Loan

Betsalel CohenMarch 15, 2024

Use an unsecured debt consolidation loan to pay off personal debt, medical bills, and credit card debt. The loan simplifies your payment schedule and helps...

Read more

ARS National Services - Dealing with Collection Calls | Bills.com

Betsalel CohenMarch 15, 2024

ARS National Services is a collection agency that works with original creditors and third-party debt buyers. Learn how to deal with a collection call, avoid...

Read more

Community Property Debt

Mark CappelMarch 15, 2024

Community Property Debt | Assets and obligations of one partner acquired during the marriage become 'community' assets or obligations. This can mean one...

Read more

Nationwide Credit Inc: Dealing with Collection Calls | Bills.com

Betsalel CohenMarch 15, 2024

Nationwide Credit Inc is a collection agency that works with original creditors and third-party debt buyers. Learn how to deal with a collection call, avoid...

Read more

Portfolio Recovery Associates - Deal with collections | Bills.com

Betsalel CohenMarch 15, 2024

Portfolio Recovery Associates is a large collection agent. Take these three steps when Portfolio Recovery Associates calls you to collect a debt. First...

Read more

How to Handle a Debt Collection Call from Rausch Sturm 2024 | Bills.com

Betsalel CohenMarch 15, 2024

Rausch Sturm is a collection agency that collects debts for financial institutions and creditors. If they contact you, take these steps to protect...

Read more

Real Time Resolutions: How to Deal with Collections | Bills.com

Betsalel CohenMarch 15, 2024

Real Time Resolutions is a mid-size debt collection agency that services debt and mortgages. They also buy debt. If you were contacted by RST avoid making...

Read more

Louisiana Collection Laws

Bills.com TeamMarch 15, 2024

Learn the statute of limitations for credit card and other debts in Louisiana, and the state's consumer friendly rules for wage garnishment...

Read more

New York Collection Laws

Mark CappelMarch 15, 2024

Learn how New York law protects you if you are threatened with a lien, account levy, wage garnishment, repossession or foreclosure. Payday loans are illegal...

Read more

Excessive Towing Fees

Mark CappelMarch 15, 2024

My car was towed, and now the towing company wants to sell my car. What can I do? Contact an attorney in your state immediately and raise the money to pay the s

Read more

Use 401k to Consolidate Debt

Daniel CohenMarch 15, 2024

Your 401k can be a solution for consolidating credit card debt. Review the pros and cons of a 401K withdrawal and 401k loan, and compare them to alternatives.

Read more

Credit Card Debt in Colorado

Mark CappelMarch 15, 2024

My husband was sued in Colorado for a credit card debt incurred in Vermont but agreed to in Arizona. What law applies?

Read more

Collection Agency Interest

Mark CappelMarch 15, 2024

Can A Collection Agency Continue to Charge Interest on A Charged Off Account?

Read more

Low Interest Credit Card Consolidation Loans

Betsalel CohenMarch 15, 2024

Low-interest credit card consolidation loans are available, including a personal debt consolidation loan and a cash-out or home equity mortgage. Your credit...

Read more

Father's Credit Card Debt

Mark CappelMarch 15, 2024

My girlfriend's father opened numerous joint account credit cards when she turned 18. He filed for bankruptcy a few years later but did not include the credit c

Read more

Minnesota Collection Laws

Mark CappelMarch 15, 2024

Learn the statute of limitations for credit card and other debts, and Minnesota's peculiar mortgage anti-deficiency laws. A Minnesota judgment becomes a lien...

Read more

Debt Consolidation Alternatives for Military and Hardship

Betsalel CohenMarch 15, 2024

There are debt consolidation alternatives for military personnel in a financial hardship. Don't fall for scams or easy to qualify solutions. Look for...

Read more

Bad Credit Debt Consolidation Loan Alternatives

Betsalel CohenMarch 15, 2024

Consolidating debt with bad credit is a challenge. While bad credit debt consolidation loans are available, compare them with other alternatives that are..

Read more

Washington Collection Laws

Daniel CohenMarch 15, 2024

Learn the statute of limitations for credit cards and other debts, Washington's anti-deficiency law, and how much is exempt in a wage garnishment or account...

Read more

Community Property

Bills.com TeamMarch 15, 2024

10 states offer community property family law. If you live in a community property state, creditors may be able to collect from you even if you knew nothing...

Read more

Debt Consolidation Loan Fees

Betsalel CohenMarch 15, 2024

Debt Consolidation Loan Fees | There are different debt consolidation loan solutions. Make sure that you choose the right program and compare rates, upfront...

Read more

Bad Credit Debt Consolidation Lenders

Daniel CohenMarch 15, 2024

Read customer reviews about bad credit debt consolidation lenders, such as Avant, One Main, LendingPoint and NetCredit or write your own review

Read more

Q3 2018 US Household Debt Trends

Betsalel CohenMarch 15, 2024

The amount of household debt in the US is increasing. While there is no conformity across states, debt levels are rising, especially student loans and auto loan

Read more

Credit Card Debt Consolidation

Daniel CohenMarch 15, 2024

Understand how to find the right credit card debt consolidation option for your situation. Don't commit to a solution you can't see through. Make sure you...

Read more

Midland Credit Management

Mark CappelMarch 15, 2024

Midland Credit Management collection agency calling you? Take these 3 steps if Midland Credit Management calls you to collect a debt. First...

Read more

Increase in Debt Balance

Mark CappelMarch 15, 2024

Unless a creditor has charged a higher rate of interest than that allowed by your credit agreement, you probably have little recourse in forcing the creditor to

Read more

Mortgage When Spouse Dies

Mark CappelMarch 15, 2024

A bank may be able to call a mortgage when a spouse dies. your spouse who has a mortgage dies, you may be able to keep making payments and remain in...

Read more

Dealing with Late Payments and Delinquent Accounts

Betsalel CohenMarch 15, 2024

If you can’t afford to make your payments on time, then you are not alone. While delinquent rates dropped since the Great Recession in 2008, many households...

Read more

Settle a Lawsuit

Mark CappelMarch 15, 2024

Settling with your creditors is a fairly straightforward process, but one which can be intimidating to many consumers. Learn more about the process at Bills.com

Read more

Debt Consolidation & Mobile Home

Mark CappelMarch 15, 2024

Finding a debt consolidation loan using a mobile home as collateral is possible but challenging. Consider your alternatives, which include...

Read more

Deal Or No Deal

Mark CappelMarch 15, 2024

We were forced to sell our home through a short sale and our second mortgage left us a charge-off of 66k. We have been offered a 10-year settlement plan. Is thi

Read more

Debt Consolidation Loans For Military

Betsalel CohenMarch 15, 2024

Debt Consolidation Loans Military | If you own a home then consider a VA cash-out mortgage. While there isn't a special personal loan program for military...

Read more

US Bank Debt Consolidation Loan Options

Betsalel CohenMarch 15, 2024

US Bank offers debt consolidation loan options for their existing customers including personal loans, lines of credit and home equity loans. Check out the...

Read more

How to Consolidate Credit Card Debt

Betsalel CohenMarch 15, 2024

How can you consolidation credit card debt? Learn about the best way to consolidate credit card debt and choose a program that fits your...

Read more

What Happens if I Do Not Have Enough Money To Pay A Deficiency Balance?

Mark CappelMarch 15, 2024

If I do not have enough money to pay a deficiency balance, what will happen?

Read more

Pros and Cons of a Bad Credit Debt Consolidation Loan

Betsalel CohenMarch 15, 2024

If you have bad credit, then you are probably wondering if a bad credit debt consolidation loan is the right solution to your debt problems. Learn the pros and

Read more

Virginia Collection Laws

Mark CappelMarch 15, 2024

Learn the statute of limitations for credit card and other debts, and how to apply for a $5,000 wage and account garnishment exemption available to Virginia...

Read more

Repay Gambling Debt

Mark CappelMarch 15, 2024

Some state courts will hear cases relating to gambling debt, and others will not. Failure to pay a casino marker may fall under a state's bad check laws...

Read more

FTC Crackdown on Bogus Debt Collectors

Betsalel CohenMarch 15, 2024

Fake Debt Collectors and FTC Crackdown | Debt collectors must act fairly. If threatened or harassed, file a complaint with the FTC, who recently...

Read more

Consolidate Student Loan Debt With Credit Card Debt

Mark CappelMarch 15, 2024

It's not easy to consolidate student loan debt with credit card debt. If you're house-rich but cash-poor, consider a cash-out refinance. Otherwise, you will...

Read more

CFPB and New Ideas for Private Student Loan Relief

Betsalel CohenMarch 15, 2024

Private Student Loan Relief | There are few relief options for private student loan borrowers. The CFPB's July 2012 report called for changes, including...

Read more

Debt Management | Deal with Your Debt

Betsalel CohenMarch 15, 2024

Debt Management | Many of us have debt problems. Some of us can solve go it alone, while others need professional debt services. Learn the steps to take...

Read more

Three-State Statute of Limitations

Mark CappelMarch 15, 2024

Three-State Statute of Limitations Conflict | Review the SOL jurisdiction implications when a debtor moves from one state to another and the creditor is in a...

Read more

Credit Card Consolidation and Your Credit Score

Betsalel CohenMarch 15, 2024

Your credit score makes a difference when searching for a credit card debt consolidation program. Even if you don't have an excellent score you can...

Read more

Can My Bank Account be Levied?

Mark CappelMarch 15, 2024

Account Levy is allowed for judgments. Also, state and federal agencies have the right to levy accounts on their own authority. However, exemptions apply...

Read more

BoA Increased Payments on MBNA account

Mark CappelMarch 15, 2024

Advice if BoA Increased Payments on MBNA account | Credit card companies keep buying other credit card companies. Learn how to deal with the changes in...

Read more

Kentucky Collection Laws

Daniel CohenMarch 15, 2024

Learn the statute of limitations for credit card and other debts in Kentucky, and the state's consumer unfriendly rules for account levy, liens and...

Read more

Debt Collection

Daniel CohenMarch 15, 2024

It's never fun to receive a phone call from a debt collector, especially one who's aggressive. Stay calm, follow these 7 steps, and you may be able to avoid...

Read more

Dignity Health Payment Assistance

Mark CappelMarch 15, 2024

Catholic Healthcare West hospitals and clinics offer charity and discount programs for people with no insurance. Talk to an admitting or patient registration...

Read more

Ascension Health Patient Assistance

Mark CappelMarch 15, 2024

Ascension Health's hospitals and care centers offer charity and discount programs for people with limited income. Be careful, because not all expenses...

Read more