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Where can I go to get a short-term loan?

Where can I get a legitimate personal loan with poor credit? Also can you use your retirement count as collateral? I need a loan for 2 weeks, where should I go?

My wages are being garnished for a debt that is over 16 years old. How did this happen? What about the statute of limitations?

I am a single residing in Florida. About 16 years ago i defaulted on a car loan, (divorce). A month ago i received a letter from a lawyer stating i was being sued $7,000 and that I needed to reply within 20 days. i did some research and sent them a return receipt letter explaining the statute of limitations and so on, and not to bother me again. no where in this 5 page letter was there a cou...
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My car loan was sold to a new lender without my permission. Is that legal?

I have an auto loan with Citifinancial. Today I received a phone call from Santander Consumer USA. They informed me that they have purchased Citifinancial Auto and have taken over all existing loans. I was then informed that I need to sign a new loan agreement. I knew nothing of this supposed buy-out and refused to give any personal information over the phone. After some research I discovere...
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How do I negotiate a charged-off mortgage debt?

Capitol One is reporting two amounts on my credit report, and the small of the two on its Web site. Which amount do I owe?

My Capital One credit card has just been charged off with a balance of 15,000. A credit agency has contacted me and said they would reduce the amount to 12,000 if I could make payments. When I go to capitalone.com/solutions it shows a amount balance of 5000. And my credit report shows an amount of 5000 with 15000 charged off. My question is if I pay the $5000 on the capitalone.com/solutions ...
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I want to close a credit card. Does closing the card hurt my credit?

I want to cancel a credit card because I just don't need this many. I was told that canceling a card is bad for your rating. I got a letter from the card company and if I refuse to accept the new high rates, I can't make any new purchases again. I don't owe them or anyone else any money. Will they cancel the card automatically if I refuse the new terms. What is the best way to ge...
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I just received a summons for American Express debt. Should I negotiate with the law firm or American Express directly?

I owe American Express $6,500 on a credit card that was closed in 2007. In 2006 after being laid off from work, after never having carried a balance, I began to fall behind in my payments after I used the card for living expenses while I searched for a new job. What a mistake that was. Over the last few years I have made online payments for the card and have also paid off a second Amex Gold ...
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How do we sell a timeshare we can no longer afford?

The question is not really for me but for my father. He is unemployed, in his mid-70s, and went through a bankruptcy about 9 years ago. About 3 years ago, he attended one of those time-share presentations, and despite all the above listed negatives, they still talked him into buying a $13,000 timeshare with monthly upkeep costs. He did not share this with us until the time limit to get out o...
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Is a new spouse responsible for the other spouse's debt upon marriage in Minnesota?

Can I negotiate a reduction in fees through a settlement?

My husband of four years has gotten himself into trouble with his credit cards that are in his name only. Chase and Capital One have added on numerous extra fees and driven his interest rate up so badly that even upon taking over his finances I could not come up with a way to satisfy these payments. I feel that these companies have taken advantage of his poor consumer habits, which I know th...
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