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Oct/10Daniel Cohen
October 6, 2010My husband of 3 months died last year - after a 2 year battle with depression he took his own life. No life insurance - which we were looking into as newlyweds at the time but it would not have helped me anyway in this situation. I am nearing closing his estate & am in a panic. I was advised by a tax accountant to file married jointly. I contacted the IRS today to check on the status of the return...
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Sep/10Mark Cappel
September 29, 2010We would like to refinance our car because my husband lost his job and his unemployment benefit is not enough for everything. I work only part time. We pay $450.66 a month for the car loan and the amount that is left to pay is $16.00. Do you have any suggestion what we can do in this situation? How can we lower our monthly payments for the car?
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Sep/10Mark Cappel
September 29, 2010Wondering about options for first-time home buyer looking at a "pre-fabrication" home. If you have to have 25% down at the time of purchase? Also I have questions about first time home buyer loans through Agriculture. What qualifies for an agriculture loan? If its the amount of acreage, or the animals on the property, etc? Thank you
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Sep/10Daniel Cohen
September 27, 2010
We owe back taxes to the IRS and the State and we probably will owe new taxes to both of them when we file next year. I forgot to adjust our withholding. We are currently planning on filing a 5-year, Chapter 13 bankruptcy soon depending on if or when any wage garnishments get filed. Otherwise we try to wait until we get the taxes done next year before we file. My question is what if we have ...
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Sep/10Mark Cappel
September 22, 2010I currently have a large private consolidation student loan with Sallie Mae. I consolidated my multiple private student loans three years ago to attain a manageable monthly payment. At the time, I required a co-signer to complete the process but was informed that I could apply to release my co-signer from the loan after 24 consecutive on-time payments in addition to meeting other credit elig...
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Sep/10Mark Cappel
September 20, 2010
Where can I get a legitimate personal loan with poor credit? Also can you use your retirement count as collateral? I need a loan for 2 weeks, where should I go?
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Sep/10Mark Cappel
September 20, 2010
I am a single residing in Florida. About 16 years ago i defaulted on a car loan, (divorce). A month ago i received a letter from a lawyer stating i was being sued $7,000 and that I needed to reply within 20 days. i did some research and sent them a return receipt letter explaining the statute of limitations and so on, and not to bother me again. no where in this 5 page letter was there a cou...
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Sep/10Daniel Cohen
September 19, 2010
I have an auto loan with Citifinancial. Today I received a phone call from Santander Consumer USA. They informed me that they have purchased Citifinancial Auto and have taken over all existing loans. I was then informed that I need to sign a new loan agreement. I knew nothing of this supposed buy-out and refused to give any personal information over the phone. After some research I discovere...
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Sep/10Mark Cappel
September 17, 2010Have a reverse mortgage going in the works. Have enough to pay off the first mortgage,but will come up short on the second. The second was charge off five years ago to a collection agency which now has the title to the note. Have not heard from the collection agency in five years. Just learned who has the title yesterday from the title company doing the reverse. My question is do you think the co...
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Sep/10Mark Cappel
September 15, 2010
My Capital One credit card has just been charged off with a balance of 15,000. A credit agency has contacted me and said they would reduce the amount to 12,000 if I could make payments. When I go to capitalone.com/solutions it shows a amount balance of 5000. And my credit report shows an amount of 5000 with 15000 charged off. My question is if I pay the $5000 on the capitalone.com/solutions ...
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