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My husband lost his job and as a result we cannot afford our vehicle loan. Is a vehicle loan refinance an option?

We would like to refinance our car because my husband lost his job and his unemployment benefit is not enough for everything. I work only part time. We pay $450.66 a month for the car loan and the amount that is left to pay is $16.00. Do you have any suggestion what we can do in this situation? How can we lower our monthly payments for the car?

What are the requirements to getting a farm loan?

I will owe more in taxes next year and want to include them in a Chapter 7 I am filing this year. What do I do?

We owe back taxes to the IRS and the State and we probably will owe new taxes to both of them when we file next year. I forgot to adjust our withholding. We are currently planning on filing a 5-year, Chapter 13 bankruptcy soon depending on if or when any wage garnishments get filed. Otherwise we try to wait until we get the taxes done next year before we file. My question is what if we have ...
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Sallie Mae is using my DTI as an excuse to not remove a co-signer. Is that legal?

I currently have a large private consolidation student loan with Sallie Mae. I consolidated my multiple private student loans three years ago to attain a manageable monthly payment. At the time, I required a co-signer to complete the process but was informed that I could apply to release my co-signer from the loan after 24 consecutive on-time payments in addition to meeting other credit elig...
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Where can I go to get a short-term loan?

Where can I get a legitimate personal loan with poor credit? Also can you use your retirement count as collateral? I need a loan for 2 weeks, where should I go?

My wages are being garnished for a debt that is over 16 years old. How did this happen? What about the statute of limitations?

I am a single residing in Florida. About 16 years ago i defaulted on a car loan, (divorce). A month ago i received a letter from a lawyer stating i was being sued $7,000 and that I needed to reply within 20 days. i did some research and sent them a return receipt letter explaining the statute of limitations and so on, and not to bother me again. no where in this 5 page letter was there a cou...
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My car loan was sold to a new lender without my permission. Is that legal?

I have an auto loan with Citifinancial. Today I received a phone call from Santander Consumer USA. They informed me that they have purchased Citifinancial Auto and have taken over all existing loans. I was then informed that I need to sign a new loan agreement. I knew nothing of this supposed buy-out and refused to give any personal information over the phone. After some research I discovere...
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How do I negotiate a charged-off mortgage debt?

Capitol One is reporting two amounts on my credit report, and the small of the two on its Web site. Which amount do I owe?

My Capital One credit card has just been charged off with a balance of 15,000. A credit agency has contacted me and said they would reduce the amount to 12,000 if I could make payments. When I go to capitalone.com/solutions it shows a amount balance of 5000. And my credit report shows an amount of 5000 with 15000 charged off. My question is if I pay the $5000 on the capitalone.com/solutions ...
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I want to close a credit card. Does closing the card hurt my credit?

I want to cancel a credit card because I just don't need this many. I was told that canceling a card is bad for your rating. I got a letter from the card company and if I refuse to accept the new high rates, I can't make any new purchases again. I don't owe them or anyone else any money. Will they cancel the card automatically if I refuse the new terms. What is the best way to ge...
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