I wanted to know about credit card accounts. Once you close an account that still has a balance can they still charge late fees and other fees or are they supposed to stop?
What do I ask for when a debt is paid off completely. A letter from the company, or to make sure that this reflects on my credit report??
Is it better to refinance for a 30-year term, and lower monthly payments, or refinance for a 20-year term, with no change in monthly payments?
I'm being sued by Discover card for an outstanding cc debt of $12000. Because I don't have a lump sum to pay I'm not going to respond to the suit. I was told that they really don't want anything less than a lump sum payment because so many people want to resolve their debt this way and that the accounting for this is a nightmare. Can they touch anything that is jointly owned ...
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I would like an expert opinion on a debt consolidation loan. I have excellent credit and pay my bills very timely but have a high debt to credit ratio. What are some good options to increase the amount of my available credit?