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BSAug/10Bills Staff
August 6, 2010I work for a local government in the state of New York. I have a home with two mortgages, and I am up to date with my payments. I might lose my job if I don't take early retirement and I am concerned because, after retirement, I won't be able to afford my mortgage payments. In state of New York if my house goes for forclosure could you please tell me if the bank will be able to garnish my pensi...
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Aug/10Daniel Cohen
August 5, 2010My parent recently passed. I am an authorized user on two of credit cards. Can you please suggest what I can do? I can no longer afford to pay these bills.
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Aug/10Mark Cappel
August 2, 2010What do you do if a credit union that I used to work for charged off a loan that I was less than 90 days late but yet I was still paying on it? I was trying to get the loan caught up and in February of 2008 I made two payments and went back the next month to find out that the loan was charged off the end of February of 2008? Can they do this if I am still showing an effort to pay? -
Jul/10Mark Cappel
July 30, 2010
I currently own my own home in Texas with no mortgage owed. I remodeled my home and want to consolidate the credit cards I accumulated during the renovation process. I have been a customer of national city in the past and I'm interested in the types of products offered today.
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Jul/10Mark Cappel
July 30, 2010
Can a credit card lender garnish my spouse's wages if I default on any of my credit cards? I live in Michigan.
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Jul/10Mark Cappel
July 30, 2010
I live in South Dakota and am looking for a credit card debt reduction company where I can make one monthly payment to them, and then they make payments to the three credit card companies I currently have debt with. Where do I begin?
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Jul/10Daniel Cohen
July 29, 2010
Can a tax levy and a garnishment from another creditor be taken out of my check at the same time?
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Jul/10Daniel Cohen
July 28, 2010
Do you have to close your current HELOC when you refinance your first mortgage if the HELOC balance is zero? Our HELOC is with Bank of America and we have a great variable interest rate at 3.25%. I would like to avoid having to go through the hassle of applying for and paying any fees for another HELOC if we refinance. Besides, the new rates would be higher. Thanks.
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Jul/10Daniel Cohen
July 28, 2010I made an agreement with Citibank to pay my credit card debt of $35,787.83 in five years, at a rate of $613 per month. I kept my word for a whole year, but now my income has come down drastically, and I am being forced to consider stopping payment. Can they go against the equity in my home which is still mortgaged? Will my spouse be responsible for the debt when I pass away? What do you advise...
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Jul/10Bills.com Team
July 27, 2010I have debt in Ohio, and I was told that Ohio has consumer protection laws that are not good for people. Exactly what rights do I have?
