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Do I need to keep paying the bills for my deceased parent's credit card? I was an authorized user on the account.

My parent recently passed. I am an authorized user on two of credit cards. Can you please suggest what I can do? I can no longer afford to pay these bills.

Can a credit union charge-off a loan if I am less than 90 days late in my payments?

I own my home free and clear. I remodeled recently using my credit cards, and now want to consolidate. What are my options?

I currently own my own home in Texas with no mortgage owed. I remodeled my home and want to consolidate the credit cards I accumulated during the renovation process. I have been a customer of national city in the past and I'm interested in the types of products offered today.

Can a credit card issuer garnish my spouse's wages if I default on my credit card payments?

Can a credit card lender garnish my spouse's wages if I default on any of my credit cards? I live in Michigan.

I seek a debt reduction company where I can make one monthly payment to them, and they pay-off my three credit cards. Any ideas?

I live in South Dakota and am looking for a credit card debt reduction company where I can make one monthly payment to them, and then they make payments to the three credit card companies I currently have debt with. Where do I begin?

Can I have an IRS tax levy and another levy on my check at the same time?

Can a tax levy and a garnishment from another creditor be taken out of my check at the same time?

Do I have to subordinate my HELOC, which has a $0 balance, if I want to refinance my home?

Do you have to close your current HELOC when you refinance your first mortgage if the HELOC balance is zero? Our HELOC is with Bank of America and we have a great variable interest rate at 3.25%. I would like to avoid having to go through the hassle of applying for and paying any fees for another HELOC if we refinance. Besides, the new rates would be higher. Thanks.

I am close to defaulting on an payment agreement that I made with Citi. What do I do?

What are Ohio's collection laws, and what rights do creditors and debtors have in Ohio?

I have debt in Ohio, and I was told that Ohio has consumer protection laws that are not good for people. Exactly what rights do I have?

If my paycheck is garnished, do they have to leave me enough to live on?

I have a wage garnishment that was just levied by the court. My next paycheck will be when the garnishment starts, as my employer received the order on July 20th, 2010. My total earnings weekly, monthly, currently fall below the Federal Law, maximum amounts to be garnished in the state of CA. Is it automatic that the employer can not take any monies from my pay or do I have to file something...
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