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I am indebted to several credit card companies. How likely is it that a debt collector is trying to collect from me personally?

Is it possible for a collection agency to send someone to my place of residence to collect? I own a home-based business with a partner, and we have been hit hard by this recession, losing at least 80% of our business in the last two years. We're making just enough money to keep my business partner from being evicted (she isn't able to get help from her family) and to pay for food and...
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How to I cut the interest rate on my Target Visa card?

I have a Target Visa credit card and it seems impossible to lower the bill due to a monthly high interest rate of $43.58 cents. Is there anything I can do to lower this. I always pay on time but it doesn't even seem worth it.

I am being forced to take early retirement and can no longer afford my mortgage. Can my pension be garnished as a result?

Do I need to keep paying the bills for my deceased parent's credit card? I was an authorized user on the account.

My parent recently passed. I am an authorized user on two of credit cards. Can you please suggest what I can do? I can no longer afford to pay these bills.

Can a credit union charge-off a loan if I am less than 90 days late in my payments?

I own my home free and clear. I remodeled recently using my credit cards, and now want to consolidate. What are my options?

I currently own my own home in Texas with no mortgage owed. I remodeled my home and want to consolidate the credit cards I accumulated during the renovation process. I have been a customer of national city in the past and I'm interested in the types of products offered today.

Can a credit card issuer garnish my spouse's wages if I default on my credit card payments?

Can a credit card lender garnish my spouse's wages if I default on any of my credit cards? I live in Michigan.

I seek a debt reduction company where I can make one monthly payment to them, and they pay-off my three credit cards. Any ideas?

I live in South Dakota and am looking for a credit card debt reduction company where I can make one monthly payment to them, and then they make payments to the three credit card companies I currently have debt with. Where do I begin?

Can I have an IRS tax levy and another levy on my check at the same time?

Can a tax levy and a garnishment from another creditor be taken out of my check at the same time?

Do I have to subordinate my HELOC, which has a $0 balance, if I want to refinance my home?

Do you have to close your current HELOC when you refinance your first mortgage if the HELOC balance is zero? Our HELOC is with Bank of America and we have a great variable interest rate at 3.25%. I would like to avoid having to go through the hassle of applying for and paying any fees for another HELOC if we refinance. Besides, the new rates would be higher. Thanks.