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Debt Articles

Phone Payment for Debt

Daniel CohenMarch 14, 2024

If you allow a collection agent to make withdrawals from your bank account without having a signed contract in hand, how can you prove the collector took more t

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Bankruptcy Divorce and Underwater Home

Mark CappelMarch 14, 2024

Your ex-spouse filing for bankruptcy can affect you, if you left your ex on the title to the home. Review how bankruptcy and divorce can affect you, when your h

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Debt Coach vs. Your Provider

Daniel CohenMarch 14, 2024

Debt Coach uses industry averages for each debt resolution approach to arrive at its recommendations.

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Barred Debt

Daniel CohenMarch 14, 2024

Under common law, the acknowledgment must be in writing and convey the idea the debtor promises to pay the debt. Not surprisingly, many state legislatures wrote

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Profit Sharing Plan Rollover

Daniel CohenMarch 14, 2024

Profit Sharing | You will pay zero in penalties or taxes if you rollover your profit sharing plan into an Individual Retirement Arrangement (IRA)

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California Clerk Judgment

Mark CappelMarch 14, 2024

Clerk Judgment | California law allows a court clerk to enter a default judgment against the defendant without a court hearing or judicial action

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Lower Payment

Daniel CohenMarch 14, 2024

Lower payment | A lower payment on your monthly bills is possible, if you find the right debt resolution option. Free tips from bills.com to help you get out of

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Collection Agency - Complete Guide to Handle Collection Calls

Betsalel CohenMarch 14, 2024

A collection agency either buys debts or acts as an agent for the original creditor. Learn how to deal with collection calls, avoid harassment, and negotiate...

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Free Credit Consolidation Services

Betsalel CohenMarch 14, 2024

Free credit consolidation services may not exist, but you do have debt reduction plan options that will, at no or little cost, help you consolidate your debt. R

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Levy Account

Mark CappelMarch 14, 2024

Many states exempt certain amounts and certain types of funds from bank levies, so a debtor should review his or her state's laws to find if a bank account can

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Government Debt Consolidation Loans

Mark CappelMarch 14, 2024

Government debt consolidation loans for federal student loans can help you save money and make bill-paying easier each month.

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Consolidate Credit

Mark CappelMarch 14, 2024

Consolidate Credit | You have many options to consolidate your credit card debt. Which you choose depends on your goals, circumstances, and the amount of your d

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Consolidating Debt Without Ruining Your Credit

Betsalel CohenMarch 14, 2024

Consolidating Debt Without Ruining Credit | Match your financial situation and credit with the best debt relief solution. If your credit is already ruined, then

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Debt Consolidation Load

Justine ParkhurstMarch 14, 2024

Searching for debt consolidation load probably means that you wanted more information on debt consolidation loans. Bills.com has...

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Transforming Debt Into Wealth Review

Daniel CohenMarch 14, 2024

Transforming Debt Into Wealth | Review John Cummata's Transforming Debt Into Wealth. Can everyone to pay off all their debt in 7 years? You need to...

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Best Debt Consolidation

Daniel CohenMarch 14, 2024

Debt consolidation advice | Debt consolidation advice is something you've probably gotten from your parents, friends, and co-workers. Get the real scoop on deb

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Debt Consolidation: A Good Idea?

Betsalel CohenMarch 14, 2024

Debt Consolidation can be a good idea! Learn about the pros and cons of debt consolidation loans, balance transfers, and other debt consolidation solutions...

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Good Credit and Debt Consolidation Services

Daniel CohenMarch 14, 2024

Credit and Debt Consolidation | Find the right credit and debt consolidation for you. Learn how to find the right firm to work with. Be careful to...

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Credit Card Relief

Bills.com TeamMarch 14, 2024

True credit card relief is the result of learning to manage spending and use credit cards wisely. Learn both at Bills.com.

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Best Debt Consolidation Programs

Daniel CohenMarch 14, 2024

The Best Debt Consolidation Programs | You can save money and get out of debt faster, when you work with the best debt consolidation programs. Make sure you...

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How to Consolidate Debt

Betsalel CohenMarch 14, 2024

If you understand the different ways how to consolidate debt, you will reduce your stress and more easily find the right way to get rid of debt.

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Loans to Consolidate Debt

Daniel CohenMarch 14, 2024

Consolidate Debt Loans | Save money each month or over the life of your loan by getting a loan to consolidate debt. Review the pros and cons and NEVER...

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Debt Relief Counseling Tips

Daniel CohenMarch 14, 2024

Interested in debt relief counseling? Review 10 questions you should ask a debt relief counselor, so you find the right debt relief approach and debt relief fir

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Filing Bankruptcy

Daniel CohenMarch 14, 2024

Learn about filing bankruptcy, what's involved, and what you should do if you've found yourself in this situation. Before you file, be sure that you...

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How to Pay Off Debt Even in Collections

Betsalel CohenMarch 14, 2024

How to pay off debts even in collection | Learn your rights so a collector does not take advantage of you. Make sure you have to pay the debt and if so, then...

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NY Statute of Limitations

Mark CappelMarch 14, 2024

The utility is within its rights in New York to refuse to do business with a former customer who has an outstanding balance on their account.

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Forgiven Debt Income

Mark CappelMarch 14, 2024

Forgiven Debt Income on Unverified Debt | A creditor can send out a 1099-C, cancellation of debt form, which may cause a tax liability. If you can't validate...

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Debt Reduction Help

Mark CappelMarch 14, 2024

Get debt reduction help, advice, and information from Bills.com - your source for savings money and getting out of debt.

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Seize and Sell Florida Property

Mark CappelMarch 14, 2024

Seize a Sell Florida Property | A judgment-holder in Florida is legally allowed to seize property, though it may not actually do so. Florida law allows...s

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Georgia Garnishment

Mark CappelMarch 14, 2024

Georgia Garnishment | If you have a judgement against you a creditor can get a wage garnishment in Georgia. If you wish to avoid a garnishment, then...

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Kansas Spousal Liability for Debt

Mark CappelMarch 14, 2024

Spousal Liability for Debt in Kansas | If you always resided in Kansas or a non-community property state then you have no liability for the debt. However, if...

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Debt Portfolio

Mark CappelMarch 14, 2024

Collection accounts are sold as pools or portfolios, and I know of no way for a collection agent (or anyone else) to purchase the collection accounts for a part

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Negotiate Citibank Debt

Mark CappelMarch 14, 2024

debt, negotiation, debt collector, original creditor, debt settlement,

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Negotiate American Express Debt

Mark CappelMarch 14, 2024

Each creditor has its own policies for settlement amounts. The rule of thumb for American Express is 50 cents on the dollar.

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I Need to Consolidate my Debt

Daniel CohenMarch 14, 2024

I Need to Consolidate my Debt | Learn how to choose the right debt consolidation option, based on your individual financial situation. Make sure you never...

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California Debt Consolidation

Mark CappelMarch 14, 2024

You have several good options to resolve your unsecured debt, including debt settlement and credit card counseling. The federal government is sponsoring several

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Fair Debt Collection Practices Act

Mark CappelMarch 14, 2024

Learn the top 8 actions a collection agent must take, and the top 12 actions prohibited by the Fair Debt Collection Practices Act...

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Help with Debt Settlement

Mark CappelMarch 14, 2024

A lowered credit score and nerve-wracking telephone calls from collection agents are common for debtors in a debt settlement program. These will end as you work

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Foreclosure Prevention

Mark CappelMarch 14, 2024

Lenders would prefer to avoid foreclose on mortgages because foreclosure offers a poor economic return, and only foreclose as a way of limiting losses on a defa

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Collection Agency & Credit Report

Mark CappelMarch 14, 2024

Collection Agency & Credit Report | The creditor (the original creditor or the collection agent) must report settlement of the debt to the CRAs. Learn how to...

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Nebraska Collections

Mark CappelMarch 14, 2024

I found no evidence that it is illegal to collect a debt less that $100 in Nebraska or report it to a credit reporting agency.

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Can I Consolidate My Car Loan In A Debt Consolidation Program?

Mark CappelMarch 14, 2024

Can I include my car loan into a debt consolidation program? If so can I keep my car?

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Advanta Debt

Mark CappelMarch 14, 2024

You may be able to negotiate the amount of debt you owe on your Advanta credit card with the third-party collection agency.

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Interest on Judgment

Mark CappelMarch 14, 2024

I have a judgment against me and learned the creditor is charging me 10% interest. Is that legal? It depends on which state you reside in.

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Will Co-signing On a Loan Hurt My Credit Score?

Mark CappelMarch 14, 2024

My boyfriend has terrible credit. Will it affect my credit if I co-sign a loan with him?

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Should I Dispute A Collection Account?

Mark CappelMarch 14, 2024

Should I dispute a collection account if I know I owe the debt?

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Too Much Debt

Betsalel CohenMarch 14, 2024

Are you struggling with too much debt? How do you know if you have too much debt? Learn about signs showing if you have too much debt and if so, how to deal...

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Finding the Best Loan Consolidation Companies

Betsalel CohenMarch 14, 2024

Finding the Best Loan Consolidation Companies | After you determine that loan consolidation is a smart choice, take the right steps to find the best company...

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Bankruptcy and Second Mortgage

Mark CappelMarch 14, 2024

If I file bankruptcy will that eliminate my second mortgage balance?

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Served Summons & Complaint

Daniel CohenMarch 14, 2024

If you are served a Summons and Complaint, it is crucial to respond the right way. Never ignore a summons, as it can lead to a default judgment. Be sure you...

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