Debt Articles
If you allow a collection agent to make withdrawals from your bank account without having a signed contract in hand, how can you prove the collector took more t
Read moreBankruptcy Divorce and Underwater Home
Your ex-spouse filing for bankruptcy can affect you, if you left your ex on the title to the home. Review how bankruptcy and divorce can affect you, when your h
Read moreDebt Coach uses industry averages for each debt resolution approach to arrive at its recommendations.
Read moreUnder common law, the acknowledgment must be in writing and convey the idea the debtor promises to pay the debt. Not surprisingly, many state legislatures wrote
Read moreProfit Sharing | You will pay zero in penalties or taxes if you rollover your profit sharing plan into an Individual Retirement Arrangement (IRA)
Read moreClerk Judgment | California law allows a court clerk to enter a default judgment against the defendant without a court hearing or judicial action
Read moreLower payment | A lower payment on your monthly bills is possible, if you find the right debt resolution option. Free tips from bills.com to help you get out of
Read moreCollection Agency - Complete Guide to Handle Collection Calls
A collection agency either buys debts or acts as an agent for the original creditor. Learn how to deal with collection calls, avoid harassment, and negotiate...
Read moreFree Credit Consolidation Services
Free credit consolidation services may not exist, but you do have debt reduction plan options that will, at no or little cost, help you consolidate your debt. R
Read moreMany states exempt certain amounts and certain types of funds from bank levies, so a debtor should review his or her state's laws to find if a bank account can
Read moreGovernment Debt Consolidation Loans
Government debt consolidation loans for federal student loans can help you save money and make bill-paying easier each month.
Read moreConsolidate Credit | You have many options to consolidate your credit card debt. Which you choose depends on your goals, circumstances, and the amount of your d
Read moreConsolidating Debt Without Ruining Your Credit
Consolidating Debt Without Ruining Credit | Match your financial situation and credit with the best debt relief solution. If your credit is already ruined, then
Read moreSearching for debt consolidation load probably means that you wanted more information on debt consolidation loans. Bills.com has...
Read moreTransforming Debt Into Wealth Review
Transforming Debt Into Wealth | Review John Cummata's Transforming Debt Into Wealth. Can everyone to pay off all their debt in 7 years? You need to...
Read moreDebt consolidation advice | Debt consolidation advice is something you've probably gotten from your parents, friends, and co-workers. Get the real scoop on deb
Read moreDebt Consolidation: A Good Idea?
Debt Consolidation can be a good idea! Learn about the pros and cons of debt consolidation loans, balance transfers, and other debt consolidation solutions...
Read moreGood Credit and Debt Consolidation Services
Credit and Debt Consolidation | Find the right credit and debt consolidation for you. Learn how to find the right firm to work with. Be careful to...
Read moreTrue credit card relief is the result of learning to manage spending and use credit cards wisely. Learn both at Bills.com.
Read moreBest Debt Consolidation Programs
The Best Debt Consolidation Programs | You can save money and get out of debt faster, when you work with the best debt consolidation programs. Make sure you...
Read moreIf you understand the different ways how to consolidate debt, you will reduce your stress and more easily find the right way to get rid of debt.
Read moreConsolidate Debt Loans | Save money each month or over the life of your loan by getting a loan to consolidate debt. Review the pros and cons and NEVER...
Read moreInterested in debt relief counseling? Review 10 questions you should ask a debt relief counselor, so you find the right debt relief approach and debt relief fir
Read moreLearn about filing bankruptcy, what's involved, and what you should do if you've found yourself in this situation. Before you file, be sure that you...
Read moreHow to Pay Off Debt Even in Collections
How to pay off debts even in collection | Learn your rights so a collector does not take advantage of you. Make sure you have to pay the debt and if so, then...
Read moreThe utility is within its rights in New York to refuse to do business with a former customer who has an outstanding balance on their account.
Read moreForgiven Debt Income on Unverified Debt | A creditor can send out a 1099-C, cancellation of debt form, which may cause a tax liability. If you can't validate...
Read moreGet debt reduction help, advice, and information from Bills.com - your source for savings money and getting out of debt.
Read moreSeize and Sell Florida Property
Seize a Sell Florida Property | A judgment-holder in Florida is legally allowed to seize property, though it may not actually do so. Florida law allows...s
Read moreGeorgia Garnishment | If you have a judgement against you a creditor can get a wage garnishment in Georgia. If you wish to avoid a garnishment, then...
Read moreKansas Spousal Liability for Debt
Spousal Liability for Debt in Kansas | If you always resided in Kansas or a non-community property state then you have no liability for the debt. However, if...
Read moreCollection accounts are sold as pools or portfolios, and I know of no way for a collection agent (or anyone else) to purchase the collection accounts for a part
Read moredebt, negotiation, debt collector, original creditor, debt settlement,
Read moreNegotiate American Express Debt
Each creditor has its own policies for settlement amounts. The rule of thumb for American Express is 50 cents on the dollar.
Read moreI Need to Consolidate my Debt | Learn how to choose the right debt consolidation option, based on your individual financial situation. Make sure you never...
Read moreYou have several good options to resolve your unsecured debt, including debt settlement and credit card counseling. The federal government is sponsoring several
Read moreFair Debt Collection Practices Act
Learn the top 8 actions a collection agent must take, and the top 12 actions prohibited by the Fair Debt Collection Practices Act...
Read moreA lowered credit score and nerve-wracking telephone calls from collection agents are common for debtors in a debt settlement program. These will end as you work
Read moreLenders would prefer to avoid foreclose on mortgages because foreclosure offers a poor economic return, and only foreclose as a way of limiting losses on a defa
Read moreCollection Agency & Credit Report
Collection Agency & Credit Report | The creditor (the original creditor or the collection agent) must report settlement of the debt to the CRAs. Learn how to...
Read moreI found no evidence that it is illegal to collect a debt less that $100 in Nebraska or report it to a credit reporting agency.
Read moreCan I Consolidate My Car Loan In A Debt Consolidation Program?
Can I include my car loan into a debt consolidation program? If so can I keep my car?
Read moreYou may be able to negotiate the amount of debt you owe on your Advanta credit card with the third-party collection agency.
Read moreI have a judgment against me and learned the creditor is charging me 10% interest. Is that legal? It depends on which state you reside in.
Read moreWill Co-signing On a Loan Hurt My Credit Score?
My boyfriend has terrible credit. Will it affect my credit if I co-sign a loan with him?
Read moreShould I Dispute A Collection Account?
Should I dispute a collection account if I know I owe the debt?
Read moreAre you struggling with too much debt? How do you know if you have too much debt? Learn about signs showing if you have too much debt and if so, how to deal...
Read moreFinding the Best Loan Consolidation Companies
Finding the Best Loan Consolidation Companies | After you determine that loan consolidation is a smart choice, take the right steps to find the best company...
Read moreBankruptcy and Second Mortgage
If I file bankruptcy will that eliminate my second mortgage balance?
Read moreIf you are served a Summons and Complaint, it is crucial to respond the right way. Never ignore a summons, as it can lead to a default judgment. Be sure you...
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